The following sporting activities when participated in for recreational purposes incidental to a trip and not in organized competitions or in any professional capacity are not considered to be HAZARDOUS PURSUITS and are not subject to the special provisions of the endorsement below:
Roller Skating, Basket Ball, Bowls, Snorkelling, Cricket, Cycling, Squash, Tennis, Volley Ball, Fishing, Water Polo, Golf, Racket Ball, Rambling, Badminton, Rounders, Football. Cover for the following activities that are considered to be HAZARDOUS PURSUITS is included for recreational purposes only and not for competitions or any professional activity subject to the following endorsement:
The exclusion of HAZARDOUS PURSUITS in the General Exclusions is deleted only with respect to cover under Section 6 Medical and Repatriation Expenses and under Section 2 CURTAILMENT cover (but not CANCELLATION) for participation in the following HAZARDOUS PURSUITS on a non-professional (amateur) and recreational basis provided that YOU ensure the activity is adequately supervised and that appropriate safety equipment (such as protective head wear, life jackets etc.) are worn at all times and YOU do not participate in such HAZARDOUS PURSUITS for more than 90 days in any one PERIOD OF INSURANCE. The acceptable HAZARDOUS PURSUITS list is:
Category A
Your Insurance automatically covers you for the following activities:
- Aerobics
- Angling (not open water)
- Animal Sanctuary (no big-game)
- Archery
- Assault Courses (No high ropes)
- Athletics (track & Filed)
- Badminton
- Bamboo Rafting (only on inland waters or coastal waters within a 12 mile limit of land)
- Banana Boating
- Baseball
- Basketball
- Beach games
- Blade Skating
- Board Sailing (only on inland waters or coastal waters within a 12-mile limit from land)
- Body Boarding/Boogie Boarding (only on inland waters or coastal waters within a 12 mile limit from land)
- Bowling
- Bowls
- Canoeing, kayaking, river rafting (including white water rafting up to grade 3)
- Catamaran Sailing (inland waters only) European Waters only.
- Clay Pigeon Shooting
- Climbing Wall (Indoor up to 25 metres)
- Cricket
- Croquet
- Cross Country Running
- Curling
- Cycling (but not Stunt or race BMX and mountain bikes)
- Dancing
- Dinghy Sailing (inland waters only) within a 12 mile limit from land
- Dragon Boat Racing
- Fell walking, rambling and trekking
- Fishing (not open water)/Sea Fishing
- Football
- Frisbee
- Fruit or Vegetable Picking (under 3metres)
- Glass Bottom Boats
- Goalball
- Golf
- Gymnastics
- Handball
- Hobbie Catting (only on inland waters or coastal waters within a 12 mile limit from land) European Waters
- Hockey (not ice)
- Horse riding (no Polo, Hunting, Jumping)
- Ice-skating (rink only)
- Jet Boating
- Jogging
- Kite Boarding
- Kite Surfing
- Laser Tag
- Netball
- Non-Manual Labour
- orienteering
- Paint Balling
- Parascending (towed by boat)
- Rafting, canoeing and kayaking (including white water up to grade 3)
- Pilates
- Pony Trekking
- Power Boating (non-competitive)
- Rackets
- Racquet Ball
- River Punting
- Roller skating/Blading
- Rounder’s
- Rowing
- Safari/Safari Trekking (not involving use of firearms)
- Scuba diving (to 18 metres)
- Segway (supervised)
- Skateboarding/Scooters
- Snooker, pool and billiards
- Snorkelling
- Softball
Category B
Provided you have paid the appropriate premium you will be covered for all of the activities listed in Category A plus the following activities:
- Breathing Observation Bubble (BOB) up to 18 metres
- Bungee Jump No PA cover
- Camel/Elephant Riding
- Charity Rallies (No Racing)
- Cycle Touring
- Deep Sea Fishing
- Dog Sledging
- Farm Work (manual, excluding the use of powered machinery)
- Fencing
- Fives
- Flying a private plane or small aircraft
- Flying as a passenger in a private or small aircraft
- Go Karting (Specific use) up to 250cc
- Gorilla Trekking
- Hiking (between 2,000 and 3,000 metres altitude)
- Hot Air Ballooning
- Hydro Zorbing
- Kayaking European waters only
- Manual Work (ground level only, no machinery)
- Motorcycling (over 50cc - no racing) as a rider or passenger when wearing a helmet, provided the rider
- holds an appropriate UK Motorcycle licence to ride the motorcycle
- mountain biking (casual, not endurance or racing)
- Passenger Sledge
- Quad Biking (no racing) under 125cc as a rider or passenger when wearing a helmet, provided the rider
- holds an appropriate UK licence
- Rap jumping (within organiser's guidelines)
- Scuba Diving (between 18 and 30 metres)
- Sea Canoeing/Kayaking – inland waters only European waters only
- Trekking (between 1,001 and 3,000 metres altitude)
- via ferrata
- White Water Canoeing/Rafting (Grade 4)
- Wind Tunnel Flying
- Work Abroad (manual, ground level only, no machinery)
Category C
Provided you have paid the appropriate premium you will be covered for all of the activities listed in Category A and B plus the following activities:
- Abseiling
- American Football
- Animal Sanctuary
- Archaeological Digging
- Boxing (+AMC)
- canyoning
- caving
- Devil Karting
- Dirt Boarding
- Farm Work
- Fell Running/Walking
- Gaelic Football
- Glacier Skiing
- Hiking (between 3,000 and 6,000 metre altitude)
- Horse Jumping
- Hurling
- Ice Fishing
- Kayaking – Sea (within Coastal Waters)
- Kendo (Training only)
- Kick Boxing (Training only)
- Lacrosse
- Manual Work (including the use of light hand held machinery) hand held
- Martial Arts (Training only)
- Motor Cycling over a 125CC. Must have a full Clean License and be over the age of 25 years as a rider or
passenger
when wearing as helmet.
- Octopush/Water Hockey
- Off Piste Skiing (with a professional guide on designated pistes within the resort)
- Outdoor Endurance Events
- Parachuting
- Paragliding
- Parascending (over land)
- Roller Hockey
- Rugby
- Shark Diving (Cage)
- Shinty
- Sail Boarding
- Sand Boarding
- Sand Dune Surfing/Skiing
- Sand Yachting
- Skiing (Cross Country)
- Snow Go Karting up to a 125cc
- Snow Parascending
- Snow Scooting
- Snow Tubing
- Snow Zorbing
- Snow Kiting
- Snowcat Driving
- Snowcat Skiing
- Tree Top Canopy Walking
- Trekking (between 3,000 and 6,000 metre altitude)
- White Water Canoeing (Grade 5 to 6)
- White Water Rafting (Grade 5 to 6)
- Yachting (racing / crewing) - outside Coastal waters but within European waters
Authorised and regulated by the Financial Conduct Authority
