Medical Conditions

Travel Insurance Cover for Pupils with Existing Medical Conditions

When you are travelling abroad it is very important to make sure that anyone with pre-existing medical conditions has the right travel insurance cover, to protect them from the risk of incurring large medical bills if they fall ill whilst away.

School Trip Cover can provide travel insurance cover to the majority of school pupils with existing medical conditions, providing they are fit to undertake the trip and not travelling against doctor’s advice.

Please check the details below to ensure that everyone to be included on the policy will be fully covered. 

Pupils aged 18 and under travelling to the UK or Europe The Republic of Ireland, The Channel Islands, The Continent of Europe, West of the Ural Mountains, Madeira, Canary Islands, Iceland, the Azores, Mediterranean Islands and non-European Countries bordering the Mediterranean (excluding Egypt, Algeria, Israel, Lebanon, Libya & Syria).

We can provide cover for all existing medical conditions as standard on the policy.

There is no need to declare anything to us.

Pupils aged 18 and under travelling outside of Europe The Republic of Ireland, The Channel Islands, The Continent of Europe, West of the Ural Mountains, Madeira, Canary Islands, Iceland, the Azores, Mediterranean Islands and non-European Countries bordering the Mediterranean (excluding Egypt, Algeria, Israel, Lebanon, Libya & Syria).

If anyone under 18 travelling outside Europe has ever had:

• heart or circulatory related problem;
• stroke;
• cancer;
• any breathing problems;
• diabetes;
• irritable bowel disease;

Or any other health condition which has been treated in hospital or has been referred to a specialist in the last 6 month.

Adults (Teachers/Assistants) aged 19 and over travelling anywhere in the world 

Any medical condition which falls within the following criteria will not be covered. 

If anyone under 18 travelling outside Europe has ever had:

• heart or circulatory related problem;
• stroke;
• cancer;
• any breathing problems;
• diabetes;
• irritable bowel disease;

Or any other health condition which has been treated in hospital or has been referred to a specialist in the last 6 month.

We are unable to provide any cover in the following circumstances

If anyone of any age, travelling to any destination is:

• awaiting the results of medical tests or investigations;
• travelling against the advice of a medical practitioner;
• travelling for the purpose of obtaining medical treatment;
• on a hospital waiting list;
• receiving on-going dialysis treatment;
• been given a terminal prognosis

What about medical conditions that can’t be covered as standard?

If a pupil or teacher has a medical condition which can’t be covered on our standard School Travel Insurance policy we can still help.

We can provide a separate, individual travel insurance policy for a child or adult who has existing medical conditions which fall outside of our standard cover.

You can get a quote online or call us on 0330 094 5789

Get a Quote for Child Medical Condition Cover

Get a Quote for Adult Medical Condition Cover

Travel insurance with cover for medical conditions is provided by Goodtogoinsurance.com, which is a trading name of Ancile Insurance Group.  You will need full details of medical conditions in order to obtain a quote.

Alternatively, you can find other specialist travel insurance providers who may be able to provide cover on the Money Helper directory. (Tel: 0800 138 7777)